Does my insurance cover therapy in Jacksonville, FL?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Jacksonville, FL?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Jacksonville, FL who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Jacksonville, FL?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Jacksonville, FL and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Florida therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Florida from your state. First, Florida and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Florida, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Jacksonville, FL who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Jacksonville, FL — covered by insurance

Sarah Graves

Therapist

Virtual & in-person • 9.5 mi away

3721 San Jose Place, Jacksonville, FL

“It's my passion to create a custom approach for each client and help lead them out of hurt and toward healing, hope and restoration.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Warm

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Christy Sellers

Therapist

Virtual & in-person • 9.7 mi away

9770 Baymeadows Road, Jacksonville, FL

“I provide a place to slow down and reflect; to better understand yourself, your choices, and what you want for your life.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Solution-oriented, Warm

Accepts Aetna, Cigna, Florida Blue,

Offers free consultationsView profile and book

Alex Vis

Therapist

Virtual & in-person • 11 mi away

2950 Halcyon Lane, Jacksonville, FL

“Clients often share with me that they are grateful to have found a way to be curious and kind, with themselves and with others, as a result of our work together.”

Anxiety, Infertility, Relationship Issues

Challenging, Open-minded, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Lisa Maddox

Therapist

Virtual & in-person • 11 mi away

2950 Halcyon Lane, Jacksonville, FL

“My goal is to create a safe, nonjudgmental space where you feel genuinely heard, respected, and supported—just as you are.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Solution-oriented, Warm

Accepts Aetna, Cigna, Florida Blue,

View profile and book

Lina Herrera-Guarneros

Therapist

Virtual & in-person • 11 mi away

2950 Halcyon Lane, Jacksonville, FL

“I'm a warm, open-minded, and down-to-earth therapist who believes meaningful change happens through understanding ourselves in relationship to others.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Humorous, Open-minded

Accepts Aetna, Cigna, Ascension,

View profile and book

Taylor Giacobbe

Therapist

Virtual & in-person • 11 mi away

2950 Halcyon Lane, Jacksonville, FL

“I believe that meaningful change begins with feeling genuinely heard and understood, and seek to create a space where clients feel comfortable and supported as they explore their experiences, gain insight and move toward lasting healing.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Energetic, Holistic, Warm

Accepts Aetna, United Healthcare, Oscar,

View profile and book

Jacquelyn Brown-Bunk

Therapist

Virtual & in-person • 11 mi away

2950 Halcyon Lane, Jacksonville, FL

With over 17 years of experience practicing therapy with children and teens in a variety of settings I have extensive knowledge helping children and families overcome mental health challenges. I believe in making therapy fun and engaging for your child. If they are struggling with difficulties at home or school, I can teach them coping skills so they can help themselves feel better. I help parents navigate behavioral challenges and will work with you to rebuild your relationship with your child.

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Monica Tsai

Therapist

Virtual & in-person • 11 mi away

2950 Halcyon Lane, Jacksonville, FL

“Sessions are typically focused on the client's thoughts and feelings, specifically, ways to align these with positive outcomes.”

Anxiety, Depression, Grief or loss, PTSD,

Affirming, Open-minded, Warm

Accepts Aetna, Cigna, Florida Blue,

Offers free consultationsView profile and book

Margaret Mahany

Therapist

Virtual & in-person • 11 mi away

5530 Florida Mining Boulevard South, Jacksonville, FL

“I believe that everyone needs an unbiased person to discuss their concerns, hopes, fears with and I want to be that person for you!”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Nikita Richardson

Psychiatric Mental Health NP

Virtual & in-person • 12 mi away

7855 Argyle Forest Boulevard, Jacksonville, FL

“Every patient is different. There is no one way to work with a client. I focus on each clients individual needs.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Crystal Adams

Therapist

Virtual & in-person • 12 mi away

7855 Argyle Forest Boulevard, Jacksonville, FL

“I realize that no two people are the same and as such tailor my therapy to meet the specific needs of my clients.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Energetic, Open-minded

Accepts Aetna, Cigna, Ascension,

View profile and book

Yolla Baddour

Therapist

Virtual & in-person • 12 mi away

2301 Park Avenue, Orange Park, FL

I’m Yolla Baddour, a Licensed Mental Health Counselor and Marriage and Family Therapist who has been practicing since 2018. I work with adolescents, adults, couples, and families experiencing trauma, anxiety, ADHD, grief, emotional regulation challenges, relationship concerns, and life transitions.

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Holistic, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,

Offers free consultationsView profile and book

Samantha Ortego

Therapist

Virtual & in-person • 13 mi away

12058 San Jose Boulevard, Jacksonville, FL

“When you join me for a session, expect a supportive and transformative experience tailored to your needs.”

Anxiety, Depression, PTSD, Women's Issues

Empowering, Holistic, Warm

Accepts Aetna, United Healthcare, Florida Blue,

Offers free consultationsView profile and book

Caitlyn Murtha

Therapist

Virtual & in-person • 13 mi away

12058 San Jose Boulevard, Jacksonville, FL

“Healing starts when you make sense of your experiences, recognize your strengths, and create a path forward that aligns with the life you want to live.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Inquisitive, Warm

Accepts Aetna, Cigna, Ascension,

View profile and book

Jennifer Weldon

Psychologist

Virtual & in-person • 13 mi away

12058 San Jose Boulevard, Jacksonville, FL

“I am an open, empathic, compassionate, and warm therapist dedicated to providing a supportive space for my clients.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Karly Shreders

Therapist

Virtual & in-person • 13 mi away

12058 San Jose Boulevard, Jacksonville, FL

“I believe in creating individualized treatment plans tailored to meet the unique needs of each client.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Holistic, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Judith Asermely

Therapist

Virtual & in-person • 13 mi away

13500 Sutton Park Drive South, Jacksonville, FL

“I believe that building a strong, trusting relationship between client and therapist is key to fostering personal growth through therapy.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Open-minded, Solution-oriented, Warm

Accepts Aetna, Cigna, Ascension,

Offers free consultationsView profile and book

Melissa Teferra

Therapist

Virtual & in-person • 13 mi away

12276 San Jose Boulevard, Jacksonville, FL

“With over 20 years of experience as a Licensed Clinical Social Worker, I help individuals and families navigate ADHD, trauma, anxiety, depression, and life transitions.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Inquisitive, Warm

Accepts Aetna, United Healthcare, Oscar,

Offers free consultationsView profile and book

Shanti Hollis

Therapist

Virtual & in-person • 13 mi away

12412 San Jose Boulevard, Jacksonville, FL

“I believe healing happens in a safe, supportive space where you feel truly seen and heard without fear of judgement.”

Anxiety, Depression, Infertility, Maternal Mental Health,

Affirming, Empowering, Warm

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Josephine Ibisagba

Therapist

Virtual & in-person • 13 mi away

12412 San Jose Boulevard, Jacksonville, FL

“As a woman of color, I have a unique perspective that is based in cultural sensitivity, deep understanding, and a commitment to empowering my clients to thrive amidst life's challenges.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Inquisitive, Open-minded

Accepts Aetna, United Healthcare, Oscar,

Offers free consultationsView profile and book

Denise Grubb

Therapist

Virtual & in-person • 13 mi away

12412 San Jose Boulevard, Jacksonville, FL

“My therapeutic approach is collaborative, recognizing that you are the author of your own life story.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Humorous, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Kristen Cleary

Therapist

Virtual & in-person • 13 mi away

12627 San Jose Boulevard, Jacksonville, FL

“My goal is to provide compassionate support while helping you process difficult emotions, challenge negative thought patterns, and develop healthy coping strategies.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Energetic, Humorous, Warm

Accepts Aetna, Cigna, Ascension,

Offers free consultationsView profile and book

Kaitlyn Cucurullo

Therapist

Virtual & in-person • 13 mi away

12627 San Jose Boulevard, Jacksonville, FL

I help clients with anxiety, depression, ADHD, women's issues, stress, relationship and perinatal mental health.

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Karen Burnham

Therapist

Virtual & in-person • 13 mi away

12627 San Jose Boulevard, Jacksonville, FL

“My practice is known for striking a balance — you'll have room to process your experiences while also learning practical tools that make daily life easier.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Humorous, Warm

Accepts Aetna, Cigna, Ascension,

Offers free consultationsView profile and book

Amy Discepolo

Therapist

Virtual & in-person • 14 mi away

2050 Kings Circle South, Neptune Beach, FL

“I like to use a gentle, caring, non-judgmental and creative approach. I am certified in EMDR (EMDRIA) and use many of its protocols, as well as other trauma-informed, creative and energy modalities to help clients gently change and achieve their...”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Theresa Domagola

Psychiatric Mental Health NP

Virtual & in-person • 25 mi away

1865 Lime Street, Fernandina Beach, FL

“As a dual-board certified Psychiatric Mental Health Nurse Practitioner, and Acute Care Nurse Practitioner, with combined 22+ years experience, I understand the important relationship of the mind / body connection using a holistic approach.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Holistic, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Jacob Hatch

Therapist

Virtual & in-person • 15 mi away

12724 Gran Bay Parkway, Jacksonville, FL

“I've been trained in the Gottman Method of couples counseling and have extensive training in DBT and CBT...”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Participatory, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Monica Bye

Psychiatric Mental Health NP

Virtual & in-person • 16 mi away

13241 Bartram Park Boulevard, Jacksonville, FL

“My approach is warm, nonjudgmental, and collaborative. I focus on treating the whole person—mind and body—through evidence-based medication management, supportive therapy, and functional strategies when appropriate.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Jackline Mumia

Psychiatric Mental Health NP

Virtual & in-person • 16 mi away

13241 Bartram Park Boulevard, Jacksonville, FL

“She believes psychiatric care works best when it is built on trust, respect, and a stigma-free environment.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Solution-oriented

Accepts Aetna, Cigna, Ascension,

View profile and book

Haulek Tawmging

Psychiatric Mental Health NP

In-person • 16 mi away

13241 Bartram Park Boulevard, Jacksonville, FL

“I take a whole-person approach evaluating sleep, diet, movement, relationships, and routine labs alongside symptoms because lasting wellness goes beyond a prescription.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Energetic, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Ana Jarzin

Therapist

Virtual • Florida

“I use a combination of evidence-based therapies such as CBT, person-centered, solution-focused brief, strength-based, and exposure and response prevention techniques to help you achieve your goals.”

ADD/ADHD, Anger Management, Anxiety, OCD,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Lena Allos

Psychiatric Mental Health NP

Virtual • Largo, FL

Lena is a Board-Certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC). She has experience treating children, adolescents, and adults with psychiatric disorders including Anxiety, Depression, ADHD, Bipolar, Schizophrenia, OCD, PTSD, Sleeping Disorders, and Substance Abuse. She is a passionate advocate for the LGBTQ+ community and specializes in LGBTQ+ mental health care. She also specializes in IV therapy including Ketamine infusions, vitamins, and NAD+ infusions.

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Dr. Timothy Vermillion

Therapist

Virtual • Florida

“I'm a seasoned EMDR therapist with specialized expertise in treating PTSD, depression, anxiety, and sleep disorders for adults and late teens.”

Anxiety, Depression, Grief or loss, LGBTQIA+,

Direct, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Dr. Meghan Morgan

Therapist

Virtual • Florida

“I am certified in Mind Body Medicine and believe in the power of this connection for both insight and healing.”

Anxiety, Family Issues, Grief or loss, PTSD,

Affirming, Holistic, Warm

Accepts Florida Blue, Ascension, Carelon Behavioral Health,

View profile and book

Dr. Clara Alvarez MD

Psychiatrist

Virtual • Hallandale Beach, FL

“My practice is patient-centered and integrates a traditional approach with cutting-edge interventions.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Empowering, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Dr. Casey Applegate-Aguilar

Therapist

Virtual • Florida

“I am an integrative psychotherapist trained in mind-body techniques who is dedicated to guiding overwhelmed neurodivergent parents in healing their childhood wounds so they can change the course of generational trauma.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Creative, Holistic, Inquisitive

Accepts Aetna, Cigna, Ascension,

View profile and book

Kyria Ramsey-Dukes

Therapist

Virtual • Florida

“I'm a Licensed Clinical Social Worker with 20+ years of experience ranging from Case Management Services, Transitions of Life, Post Partum Mental Health Support and Bereavement.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare, Oscar,

Offers free consultationsView profile and book

Dr. Yuly Mera-Ramirez

Therapist

Virtual • Florida

“Emotional well-being is important, and therapy can be one of the greatest gifts you give to yourself.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,

Offers free consultationsView profile and book

Dr. Judith Horvath

Psychologist

Virtual • Florida

“I will help identify what hinders your success and develop an individualized, custom-tailored plan for you.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Inquisitive, Open-minded, Warm

Accepts Aetna, Cigna, Blue Cross Blue Shield of Massachusetts,

Offers free consultationsView profile and book

Edward Porter

Therapist

Virtual • Riverview, FL

“Therapy is not about fixing you, but about building self-awareness and clarity so change feels intentional and grounded.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,

Offers free consultationsView profile and book

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Find a therapist in Jacksonville, FL — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Jacksonville, FL?

How much will my therapy session cost in Jacksonville, FL?

How do I find a therapist in Jacksonville, FL who accepts my insurance?

Which insurance plans does Headway accept in Jacksonville, FL?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Florida therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you