Does my insurance cover therapy in Illinois?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Illinois?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Illinois who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Illinois?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Illinois and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Illinois therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Illinois from your state. First, Illinois and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Illinois, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Illinois who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Illinois — covered by insurance

Joseph Melendez

Therapist

Virtual • Illinois

“Joseph is a holistic and integrative therapist and his core principles are compassion, collaboration, and transparency.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Direct, Humorous

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Dario Zamorano

Therapist

Virtual • Illinois

“I believe therapy can be an expansive and fluid space: a place to pause, feel, and reconnect to your own wisdom and capacity for change...”

Anxiety, Depression, Grief or loss, LGBTQIA+,

Holistic, Inquisitive, Participatory

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Rachel Kaufman

Therapist

Virtual • Illinois

I believe the relationship between a client and therapist is most important. It takes courage to show up and be honest about where you are and I take that trust seriously. My job is to show up just as honestly, and to meet you exactly where you are in this moment of your life.

Anxiety, Depression, Family Issues, Relationship Issues,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Curative

View profile and book

Wendy Taylor

Therapist

Virtual • Illinois

“I believe my personal and employment experiences over the years helps to inform the way I am with clients.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Empowering, Warm

Accepts Aetna, Cigna, Curative,

View profile and book

Diego Espino

Therapist

Virtual • Illinois

“I provide a safe and comfortable space where your authentic self is always welcomed, and just like you, I will bring my authentic self so you can expect storytelling and laughter.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Holistic, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Dr. Talargie Tafesse

Psychiatric Mental Health NP

Virtual • Illinois

I believe mental health care works best when it is collaborative, respectful, and personalized.

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Jessica McCorvey

Psychiatric Mental Health NP

Virtual • Newton, IL

“I believe healing happens when we treat the whole person, not just symptoms, and I'm here to support you in creating a life that feels more grounded, empowered, and aligned with your values by helping you reconnect with your inner light.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Affirming, Empowering, Holistic

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Sherry Dockins

Therapist

Virtual • Illinois

Welcome! Join me on a journey to reclaim your sense of self, direction and empowerment. As a person who has struggled with life's hardships, I am compeled to help others in these difficult times. My credentials include; Licensed Professional Counselor (LCPC), Certified Drug and Alcohol Counselor (CADC) and an Illinois Certified Domestic Violence Professional (ICDVP).

Anger Management, Anxiety, Depression, Eating Disorders,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Christina Lu

Therapist

Virtual • Illinois

“My approach to therapy is not "one size fits all". Every one is unique and I like to meet you where you are at.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Empowering, Inquisitive

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Bianca Taylor

Therapist

Virtual • Illinois

“I intentionally spend time studying the ever-evolving Black experience because I believe culture, history, family, and community shape how we understand ourselves and how we heal.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Direct, Humorous

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Reilly Barth

Therapist

Virtual • Birmingham, IL

“I'm active, relational, curious, and direct. I won't just sit back and nod while you do all the talking.”

Anxiety, Family Issues, Infertility, Maternal Mental Health,

Empowering, Humorous, Solution-oriented

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Paige Fleeman

Therapist

Virtual • Illinois

“My approach to therapy is warm, collaborative, and client-centered. I believe that every person has unique strengths...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Deidre Blackwell

Therapist

Virtual • Illinois

“I practice the principles of confidentiality, empathy, purposeful expression of feelings, communication acceptance with a non-judgmental attitude.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Humorous, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Joseph Cunnane

Therapist

Virtual • Illinois

“My approach combines thoughtful conversation with evidence-based tools so we can better understand what's going on and create meaningful change.”

ADD/ADHD, Anger Management, Anxiety, Family Issues,

Affirming, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Stephanie Flier

Therapist

Virtual • Illinois

Sometimes the hardest part is just being able to show up as yourself without editing anything out. I work with teens, young adults, and adults working through anxiety, stress, and big life transitions, and I have a particular focus on supporting people in the LGBTQIA+ community who want a space that feels genuinely affirming. Whether you are navigating identity, family dynamics, or just trying to feel more like yourself, I want our sessions to be a place where you do not have to perform or have it all figured out.

ADD/ADHD, Anger Management, Anxiety, Depression,

Humorous, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Caroline Broom

Therapist

Virtual • Illinois

Sometimes talking about the past isn't enough—you want to stop feeling like it's still affecting your present.

Whether you're carrying the weight of a traumatic experience, feeling stuck in patterns that no longer serve you, or struggling with anxiety, overwhelming emotions, or painful memories, healing is possible.

I'm Caroline, a therapist who works exclusively with adults (18+) and has a special passion for helping clients heal from trauma using Eye Movement Desensitization and Reprocessing (EMDR) therapy. With a decade of clinical experience, I believe that while our past experiences shape us, they don't have to define our future. My goal is to create a supportive, compassionate space where you can process difficult experiences, build resilience, and move forward with greater confidence and peace.

ADD/ADHD, Anxiety, Depression, Family Issues,

Creative, Empowering, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Aiden Sismondo

Therapist

Virtual • Phoenix, IL

I’m Aiden, a Licensed Clinical Social worker that is specialize in trauma informed care and LGBTQIA affirming therapy. My clients would say that I am a warm and down-to-earth therapist that affirms and gives space for you to be yourself.

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Humorous, Open-minded

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Ron Henson

Therapist

Virtual & in-person

2710 College Avenue, Alton, IL

“Therapy with me is not about judgment or pretending you are broken. It is about understanding what is happening beneath the surface...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Empowering, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Christine Treski

Therapist

Virtual & in-person

30 North Michigan Avenue, Chicago, IL

“I strive to create a warm, welcoming environment where you have space and time to discuss your concerns.”

Anger Management, Anxiety, Family Issues, OCD,

Empowering, Open-minded, Participatory

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Eva Lucht

Therapist

Virtual • Illinois

“I consider counseling a partnership working together with you to realize the life changes you want to achieve.”

ADD/ADHD, Anxiety, Depression, Eating Disorders,

Affirming, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Hillary Vercosa-Kaufman

Therapist

Virtual • Illinois

“I am a naturally warm, inquisitive, and creative person which you will experience within the therapy space.”

Anxiety, Depression, Grief or loss, Maternal Mental Health,

Creative, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Jordan Jones

Therapist

Virtual • Illinois

“My goal is to provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered to create a healthier, more fulfilling life.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Jasmine Ouedraogo

Therapist

Virtual • Illinois

“I employ a thoughtful and adaptive communication style designed to foster a supportive and collaborative therapeutic environment.”

Anxiety, Depression, Eating Disorders, Family Issues,

Empowering, Humorous, Open-minded

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Lisa Amodeo

Therapist

Virtual • Illinois

“Lisa Amodeo 30 years of experience and is dual Licensed Mental Health Counselor in Florida and Licensed Clinical Professional Counselor in Illinois.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Humorous, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Maria Chybicki

Therapist

Virtual • Illinois

“My goal is to assist you to develop your personal strengths and supports as to enhance your quality of life.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Direct, Empowering, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

DeAyne Scaife

Therapist

Virtual • Illinois

“I believe healing takes time, and a big part of growth is learning patience and compassion toward yourself.”

Anxiety, Depression, Grief or loss, PTSD,

Empowering, Inquisitive, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Saribeth Lavely

Therapist

Virtual • Illinois

“I tend to work well with people who want therapy to feel human and collaborative rather than overly formal or clinical.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Dr. Jinnie Cristerna

Therapist

Virtual & in-person

1750 East Golf Road, Schaumburg, IL

“I work with a diverse group of adult patients to help them heal from events that limit their ability to participate in their lives fully.”

Anger Management, Depression, Family Issues, PTSD,

Challenging, Holistic, Humorous

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Gail Farrell

Therapist

Virtual • Illinois

“I'm a Licensed Clinical Social Worker with over 30 years of experience working with children, adolescents, and adults who have experienced trauma.”

Anxiety, Depression, Family Issues, PTSD,

Humorous, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Dr. Michelle-Ann Rhoden-Neita

Therapist

Virtual • Richton Park, IL

“I strongly believe in early intervention and promote the use of client-centered, non-judgmental, culturally-relevant, expressive arts, and strength-based techniques.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Holistic, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Fernanda Cutrone Krumm, Lpc/Lmhc/Lcpc

Therapist

Virtual • Illinois

“I practice psychotherapy in a way that resists fragmentation - you are not a set of symptoms, a diagnosis, a singular system, a metric, a piece of data.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Challenging, Holistic, Open-minded

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Amanda Pryor

Therapist

Virtual • Illinois

“My approach is warm, direct, collaborative, and solution-focused. Therapy with me goes beyond simply talking about what happened.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Energetic, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Marina Lisjonok

Therapist

Virtual • Illinois

“My approach is gentle, holistic, and solution-focused. I primarily use Rapid Resolution Therapy (RRT) to help clear emotional disturbances and release mental blocks quickly and effectively.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Jeff Pawelski

Therapist

Virtual • Illinois

“I help parents better understand their child's mental health struggles and help develop strategies to support your child's growth using a collaborative, solution-focused approach.”

Anger Management, Anxiety, Family Issues, OCD

Empowering, Humorous, Solution-oriented

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Shelley Hill

Therapist

Virtual • Illinois

“I enjoy creating a calming, grounded, and dynamic environment where individuals can feel the emotional space, creativity, guidance to create healthy changes.”

Anger Management, Anxiety, Depression, Grief or loss,

Affirming, Empowering, Participatory

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Amy Adams

Psychiatric Mental Health NP

Virtual • Buena Vista, IL

“I strive to build a strong working therapeutic relationship with my patients. I want my patients to feel that their concerns and goals are listened to and we can work on solutions together.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Humorous, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

View profile and book

Elisa Frazier

Therapist

Virtual • Illinois

“I tend to utilize cognitive behavior, solution-focused, psychodynamic as well as acceptance and commitment therapy.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Humorous

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

Offers free consultationsView profile and book

Katie Klein

Therapist

Virtual • Illinois

“I listen, I remember your story, and I work with you to create an approach that fits your needs and goals.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

Jodi Colbert

Therapist

Virtual • Illinois

“I integrate my clinical expertise with a therapeutic style of warmth, nonjudgement, and empathy as I join you on your journey in therapy.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Illinois, Aetna, United Healthcare,

Offers free consultationsView profile and book

Tricia James

Therapist

Virtual • Illinois

“I create a safe and healing environment for individuals to explore and transform life patterns. My trauma-informed approach emphasizes strengths and wellness, recognizing that therapy isn't one-size-fits-all.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Humorous, Inquisitive

Accepts Blue Cross and Blue Shield of Illinois, Aetna, Cigna,

View profile and book

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Features

Find a therapist in Illinois — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Illinois?

How much will my therapy session cost in Illinois?

How do I find a therapist in Illinois who accepts my insurance?

Which insurance plans does Headway accept in Illinois?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Illinois therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you