Does my insurance cover therapy in Washington?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Washington?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Washington who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Washington?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Washington and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Washington therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Washington from your state. First, Washington and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Washington, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Washington who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Washington — covered by insurance

Tommie DeLosSantos

Therapist

Virtual • Washington

“I believe therapy should feel like a conversation—not an interrogation. My style is approachable, collaborative, and down-to-earth.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Energetic, Open-minded

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Karen Maloney

Therapist

Virtual • Washington

“Karen Maloney's approach to therapy centers on creating a safe, trusting environment where clients feel empowered to explore their inner strengths and untapped resources.”

Anxiety, Depression, Family Issues, Relationship Issues

Affirming, Direct, Open-minded

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

Offers free consultationsView profile and book

Julie Johnson

Therapist

Virtual • Washington

“As a licensed social worker with over 25 years of experience, I provide a compassionate and collaborative space for both teens and adults.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Empowering, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Vanessa Khan

Therapist

Virtual • Washington

“I specialize in working with individuals experiencing depression, anxiety, PTSD, trauma, and intimacy-related concerns.”

Anger Management, Anxiety, Depression, Family Issues,

Affirming, Empowering, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

William Knight

Therapist

Virtual • Washington

“What sets me apart from my peers is a mechanism and results-driven approach that utilizes tactics backed by biology and performance research.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Holistic, Solution-oriented

Accepts Regence BlueShield of Washington, Aetna, Curative

View profile and book

Crystal Tart

Therapist

Virtual • Washington

“I believe in the power of connection, and my goal is to create a space where you feel heard, understood, and empowered to grow.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Challenging, Empowering, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Damaris Andrade

Psychiatric Mental Health NP

Virtual • Washington

“I believe that successful treatment begins with building a trusting therapeutic relationship where patients feel heard, respected, and actively involved in their care.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Creative, Open-minded, Solution-oriented

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Jeanne Simpson

Therapist

Virtual • Washington

“I work with Clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment.”

Anxiety, Depression, Family Issues, Grief or loss,

Open-minded, Solution-oriented, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Alan Martinez

Therapist

Virtual • Washington

“I work with adolescents (14+) and adults experiencing mood disorders, personality-related concerns, trauma, addiction, and co-occurring difficulties.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Direct, Energetic, Open-minded

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Shawnti Johnson

Therapist

Virtual • Washington

“Shawnti supports helping professionals experiencing depression and anxiety because of events based in secondary trauma, compassion fatigue, moral injury, intersectionality, and executive functioning difficulties.”

ADD/ADHD, Anxiety, Depression, Women's Issues

Affirming, Empowering, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Ciara Pemberton

Therapist

Virtual • Washington

“I believe that therapy works best when it feels like a real, supportive conversation-I listen, and I don't judge.”

Anxiety, Bipolar Disorder, Depression, Grief or loss,

Empowering, Humorous, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Iona Price-Feinstein

Therapist

Virtual • Washington

“I am a certified and experienced professional with training and expertise within the area of addictions, substances of abuse, incest, sexual traumatization and Domestic Violence.”

Anger Management, Anxiety, Depression, Family Issues,

Creative, Empowering, Open-minded

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Sean Reardon

Therapist

Virtual • Washington

“I have experience working with diverse populations in many diverse settings including working at a residential home, in a college environment, working as an SUD counselor, and as an outpatient therapist.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Energetic, Inquisitive, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Jazmyn Janow

Therapist

Virtual • Washington

“As a mom myself, I understand how these challenges can impact your sense of stability and well-being.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Holistic, Open-minded

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Karla Mancero

Therapist

Virtual & in-person

4020 East Madison Street, Seattle, WA

“I aim for clients to come away from therapy with a meaningful experience that helps them feel more connected to self and others.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Creative, Empowering, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Tiffany McManus

Therapist

Virtual • Washington

“My goal is to collaborate with you to create a supportive, compassionate, and entirely judgment-free space where you feel genuinely heard and empowered to initiate positive, lasting change.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Humorous, Open-minded, Warm

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

Offers free consultationsView profile and book

Justin Ibrahim

Therapist

Virtual • Washington

My name is Justin and I'm a licensed social worker and therapist. I help my clients understand who they are and how they fit into the world around them. I work with adult individuals managing anxiety, control issues, perfectionism, life transitions, religious/ spiritual harm, dating / relationship and cultural adjustment challenges.

Anxiety, Depression, PTSD, Relationship Issues,

Affirming, Empowering, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna

Offers free consultationsView profile and book

Aaron Williams

Therapist

Virtual & in-person

3031 Orleans Street, Bellingham, WA

“I specialize in working with children and teens ages 2-18 for defiance, trauma, anxiety, depression, low self esteem, child abuse, grief and loss and life adjustments.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Challenging, Empowering, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna

Offers free consultationsView profile and book

Mohammad Bader

Therapist

Virtual • Seattle, WA

“I blend psychotherapy and coaching with a pragmatic, solution-focused approach for individuals and couples.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Holistic, Open-minded

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Dr. Meredith Sjoberg

Psychologist

Virtual • Washington

“I am warm and supportive yet direct. I think therapy is a wonderful tool and I want my clients to get the most out of it.”

Anxiety, Depression, Grief or loss, Relationship Issues,

Empowering, Participatory, Warm

Accepts Regence BlueShield of Washington, Aetna

Offers free consultationsView profile and book

Paige King

Therapist

Virtual • Washington

“I offer a supportive, judgment-free space, and my style is warm, straightforward, and grounded, with a focus on helping you feel heard while also moving toward real change.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Empowering, Open-minded, Solution-oriented

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Jacqueline Lucas

Therapist

Virtual • Washington

“I offer a safe, supportive space grounded in client-centered, evidence-based care. Together, we'll explore your emotions, build resilience, and move toward healing and growth.”

ADD/ADHD, Anxiety, PTSD, Trauma,

Direct, Holistic, Humorous

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Dena Johnson

Therapist

Virtual • Washington

“I am an attachment-focused trauma-therapist and I believe that we are deeply driven by our needs for, and fears of, intimate relationships.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Challenging, Empowering, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Vivienne Bae

Therapist

Virtual • Washington

“I believe deeply in the inherent strengths that individuals and families bring to their own process of change.”

Anxiety, Depression, Family Issues, Relationship Issues,

Holistic, Open-minded, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Courtney Greif

Therapist

Virtual • Vancouver, WA

I have been working as a therapist to help clients find healing and gain understanding in themselves since 2016.

I hold a Body Acceptance Group for Women where clients work towards overcoming body shame, learn to nourish and heal their relationship with their body, and start living an empowered life.

Other areas of focus in my work are on adult family relationships, trauma, healing from sexual assault or abuse, and anxiety.

Anxiety, Family Issues, LGBTQIA+, PTSD,

Empowering, Inquisitive, Warm

Accepts Aetna, Regence BlueCross BlueShield of Oregon, Blue Cross Blue Shield of Massachusetts,

Offers free consultationsView profile and book

Julie Archer

Therapist

Virtual • Washington

“I see therapy as me being your living journal. I hold all of the dark parts of you, your strengths, successes, past, and present to get you to the future you desire.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Direct, Empowering, Humorous

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

Offers free consultationsView profile and book

Kaarin Hanzlian

Therapist

Virtual • Washington

“I truly believe you already have the strength inside you to heal and grow—sometimes you just need the right space to figure out how.”

Anxiety, Family Issues, Grief or loss, LGBTQIA+,

Challenging, Open-minded, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Kimberly Lunning

Therapist

Virtual • Yakima, WA

“I am a Licensed Mental Health Counselor (LMHC) and Licensed Substance Use Disorder Professional (SUDP) with over 20 years of experience providing evidence-based therapy to adults, with a specialized focus on geriatric mental health, trauma, and...”

Anxiety, Depression, PTSD, Substance Abuse / Addiction

Challenging, Creative, Direct

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Ms. Kelly Carr

Therapist

Virtual • Olympia, WA

Life can feel overwhelming when you're carrying the weight of anxiety, difficult relationships, or painful experiences from the past. You may find yourself putting others first, struggling with boundaries, or feeling stuck in patterns you can't seem to change. I work with adults who are ready to better understand themselves, heal from past experiences, and create healthier relationships. Together, we'll explore what's keeping you stuck, build on your strengths, and help you move toward a life that feels more balanced, meaningful, and authentic.

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Open-minded, Solution-oriented

Accepts Premera Blue Cross Washington, Aetna, United Healthcare,

Offers free consultationsView profile and book

Joon Lee

Therapist

Virtual • Washington

“I specialize in helping people develop healthier relationships with technology while addressing related challenges like depression, anxiety, ADHD, and trauma.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Humorous, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Edward Schwartz

Therapist

Virtual • Washington

“I take a person-centered approach to therapy. You take the lead in therapy, and my role is to support and help you along the therapeutic process.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Creative, Inquisitive, Open-minded

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Melanie Terrill

Therapist

Virtual • Graham, WA

“I have worked with individuals that have experienced significant trauma, so I approach therapy with a trauma-informed mindset.”

Anxiety, Depression, Family Issues, LGBTQIA+,

Direct, Open-minded, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Ms. Bella Oshry

Therapist

Virtual • SeaTac, WA

“Through a positive and collaborative relationship in an environment that is supportive of personal growth and development, we can work together to facilitate change.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Humorous, Open-minded, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Carly Klee

Therapist

Virtual • Washington

“I truly believe people are not broken, but simply need to make the right 'adjustments in their lives to live fully, healthy lives they desire.”

Anxiety, Bipolar Disorder, Depression, Infertility,

Empowering, Solution-oriented, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Donald Hice

Therapist

Virtual • Washington

“My goal is to help you reconnect with your inner wisdom and move toward a more grounded, authentic, and fulfilling life.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Inquisitive, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Yazmin Alvarez-Soeum

Therapist

Virtual • Washington

“I approach therapy from a systems perspective, recognizing not only the individual but the relationships and environments that influence well-being.”

Anger Management, Anxiety, Depression, LGBTQIA+,

Direct, Empowering, Humorous

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Lauren Caravello

Therapist

Virtual • Las Vegas, WA

“I use a social work lens when working with clients, which means I care about the full picture of your life, not just what's happening in the room, but the systems, experiences, and circumstances that shaped you.”

ADD/ADHD, Anxiety, Depression, Eating Disorders,

Affirming, Humorous, Inquisitive

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Brett Gold

Therapist

Virtual • Washington

“Clients can expect to learn new critical thinking skills and new strategies for helping them to problem solve and improve communication.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Challenging, Direct, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Rachel Helforoush

Psychiatric Mental Health NP

Virtual • Laguna Vista, WA

Hello, I am a fierce advocate for my patients. My goal is to improve your functioning, thoughts, and enhance self-acceptance and self-love. I listen and together with my patients create a solution-focused treatment plan aimed at enhancing your strengths and reducing your symptoms. I have over a decade of skilled bedside nursing in critical care, hospice, and ICU. My passion is empowering and uplifting others to reach their full quality of life .

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Open-minded

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Christina LeClaire

Therapist

Virtual & in-person

32650 State Route 20, Oak Harbor, WA

“I believe everyone has the capacity for growth and change, and my role is to guide and support you through this process.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Direct, Open-minded, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

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Features

Find a therapist in Washington — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Washington?

How much will my therapy session cost in Washington?

How do I find a therapist in Washington who accepts my insurance?

Which insurance plans does Headway accept in Washington?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Washington therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you